While it rarely gets really cold in Victoria, it still dips below zero regularly through the winter months. Here's a round-up of ways to keep warm without spending a lot of money:

• Make a Simple Fleece Scarf from just 1/6 metre of polar fleece (buy a remnant or make extras for stocking stuffers!) -- instructions from Make It From Scratch.
• Make your own Snuggie-style blanket -- instructions at Suite 101
• Make a Draft Doger -- instructions at Tiny Old House.
• Make your own Bed Warmers -- pattern from Make it Do
• Seven Tips to Save on your Heating Bills -- from the Family Balance Sheet
• BC Hydro offers some great tips on Draft-Proofing your home. Not all of them are frugal, but the savings will add up.

Bonus tip: for those frosty mornings, here's how to make your own windshield de-icer.

Do you have any great tips for keeping warm in the winter?